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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. What type of wording is written on a custom basis for a specific situation?

A) Manuscript
B) Standard
C) Chattel
D) Treaty

2. Maritime Insurance has met all requirements to be incorporated as an insurance company in Canada. Why would it prefer to incorporate under the Nova Scotia provincial statute rather than the federal statute?

A) Another company with the same name is already federally licensed
B) It intends to only do business in Nova Scotia
C) It plans to sell insurance nationally but operate out of one Nova Scotia office
D) It requires no capitalization

3. Why would a policyholder use an intermediary?

A) They help to identify clients' insurance needs
B) They make reinsurance arrangements for clients
C) They represent all insurers
D) They have unlimited liability

4. What is generally thethirdstep in responding to a privacy breach?

A) Determine who needs to be notified and send notices
B) Investigate how the breach happened and prevent recurrence
C) Evaluate the risks associated with the breach
D) Contain the breach and assess ways to reduce harm

5. What is his responsibility?

A) Advise the insured the policy covers the loss, if he confirms it
B) Advise an underwriter the policy requires a premium increase at renewal
C) Record preliminary information and ask further details
D) Verify the independent adjuster's report has no errors

Solutions: